How To Do Mobile Recharge Using UPI Apps

 In today’s time, resorting to cashless transactions has become an everyday affair. For all payments, be it grocery shopping or mobile recharge, everyone resorts to using the real-time payments system- Unified Payments Interface (UPI) apps like Paytm and Gray. You can also check out CrunchyTricks for tips in case you want to write blogs about UPI apps. In today’s time, especially in metropolitan cities, we witness the disintegration of cash payments whereby everyone, not just the youths of today’s generation, indulges in cashless transactions or resorts to simple scan and pay. 

It shows how the world is advancing- were at one time, we used to go to a shop to do our mobile recharge, and now just from the comfort of our house, we can do it online through the various UPI apps with just one click. Because UPI is based on the Immediate Payment Service (IPS) infrastructure, it is available at the tip of your hand 24*7. UPI provides users with a secure and convenient payment option available on a single-click, two-factor authentication.

 Keeping this evolution in mind, I would like to focus on the arena as to how one should proceed with doing mobile recharge using UPI apps. 

UPI is predicted to grow at a breakneck speed in five years, absorbing more than half of the payments market. The advancement of technology in modern times has made it easier to perform financial transactions. There are many UPI apps available that we can download anytime we want; some of the most common ones that we end up using in our everyday affairs are – Gray, Paytm, Jupiter, MobiKwik, and Google Tez, etc. Fintech companies like Phonepe, Gray, and Paytm have already been successful in building a dominant presence in the market in UPI payments and are slowly taking over the roles that credit cards and debit cards used to play. 

In this article, I will explore the payment method for mobile recharge by resorting to the UPI apps mentioned above. 

Resorting to Gray

1. One first needs to download the app.
2.  Immediately, one will be redirected to the page wherein the phone number needs to be added, and one can use the payment app, not for one’s mobile recharge but also for someone else’s mobile service.
3.  One can avail various mobile operators through UPI apps with a simple click under “Operator and Circle’. 
4. To do mobile recharge using the Gray app, one needs to select the type of recharge one wants to avail of, choose the best plan from the various options available, and enter the amount one would like to recharge. 
5. Once the selection of the desired recharge plan is made, one is redirected to a new page where one has to confirm the amount, and thereof, the amount will be deducted from the account. 

Also, Gray provides the facility to avail the history of all the transactions being made. A regular using Gray is also supplied with many rewards that he can redeem for future use. 

Paytm App 

1. One needs to adhere to the following steps: 
2.  Sign in to Paytm and choose the option ‘Recharge and pay bills’ 
3.  Then one needs to select the option ‘prepaid,’ and the mobile service provider will appear. 
4.  The amount one desires need to enter or browse all the operator’s available options. 
5.  After putting in the amount, select ‘Fast Forward’ or ‘Pay Bill.
6. ‘On clicking on the ‘fast forward’ option, the amount would be automatically deducted from the Paytm wallet, whereas ‘Proceed to Pay Bill’ offers several payment options.

Amazon Pay App

 Seeing the demand for resorting to UPI payments for mobile recharge, Amazon too recently came up with the feature of the Amazon Pay app to allow its users to do mobile recharge through the app. 

The increased demand for the various UPI apps and the preference for cashless payments have forced many existing brands in the Indian market to come up with this feature. 

To avail of the UPI option on amazon, one needs to follow the basic steps mentioned: ➢ Click the Amazon Pay page, then click Mobile Recharge on Amazon.  

1.  Enter your 10-digit prepaid mobile number 
2.  Fill in the mobile operator’s name. 
3.  Enter the desired amount for recharge 
4.  One can get access to the various plans offered by the mobile operator with a simple click on the view plans option. 
5.  One can view the various promotional offers applicable after using the app for the recharge transaction. 
6.  Once the payment is received, the recharge will be processed immediately, and the payment status can be accessed anytime. 

Conclusion

India is said to occupy a dominant position in the most critical fintech markets and is placed at 4 in possession of fintech unicorns valued at $50 billion. With the covid-19 pandemic, more people have shifted to the online platform for their mobile recharge, allowing them to escape the lengthy procedure of contacting a person- going down to a mobile recharge shop providing them your mobile number, and paying them in cash. 

This has been replaced by a single click on plans offered by mobile operators and completing the transaction. In a world where everyone possesses an android phone, it is of no shock to see the world advancing towards using UPI apps for their everyday affairs. According to the recent data compiled by the National Payments Corporation of India (NPCI), which manages UPI, the number of transactions and their value has witnessed a threefold increase during the previous fiscal year (2020-21). Against this backdrop, India has an opportunity to exert some influence over tech diplomacy through UPI payments.